When you first agree to Try Paydog, your account is created with a Test Bank Account linked to your Paydog account.
You will see this Test Bank Account is selected as your Primary Account on the My Account page
The recipient will be informed this is a payment to a test account. No payment will be made. See what the Recipient sees in test mode.
Once ready you can Add a Bank Account to your Paydog account in order to take real payments.